S.No. |
Type of Loan |
Rate of Interest |
Maximum Amount of loan (Rs.in lakh) | Maximum period of Loan |
|---|---|---|---|---|
|
1. |
Personal Loan |
As per CIBIL rating: Rating: R.O.I 650-700: 12% 701-750: 11.50% 751 & above: 11% Employer Undertaking: 10% |
10.00 |
5 Yrs |
| 2. | Housing Loan | 10.00% (Fixed) Or 9.00%(Floating) |
60.00 | 30 Yrs/ Upto the age of 75% of the borrower whichever is earlier |
|
3. |
Real Estate Mortgage Loan |
As per CIBIL rating: Rating: R.O.I 650-700: 12% 701-750: 11.75% 751 & above: 11.50% |
25.00 |
10 Yrs |
| 4. | Vehicle Loan | 11.0% | 30.00 | 6 Yrs |
| 5. | Two Wheeler Loan | 11.0% | 2.00 | 3 Yrs |
| 6. | Education Loan | 11.50% | 30.00 | 10 Yrs after Moratorium period |
| 7. | SHG Loan – Cash Credit | 9% | 20.00 | Maximum 5 Yrs (Renewed yearly on calendar basis) |
| 8. | SHG Loan – Term Loan | 9% | 10.00 | 5 Yrs |
| 9. | SOD Against Mortgage of Property | 12% | 25.00 | 1 Yr |
| 10. | Sahakara Swayam Upadhi Finance Scheme -SSUF- Term Loan to Petty Traders | 11% | 2.00 | 5 Yr |
| 11. | Sahakara Swayam Upadhi Finance Scheme -SSUF- Cash Credit to Petty Traders | 11% | 2.00 | 1 Yr |
| 12. | Cash Credit to Traders | 11% | 60.00 | 1 Yr |
| 13. | SSUF-Hawkers (PM SVANidhi) | 10% | 0.10 | 1 Yr |
| 14. | SSUF-Hawkers (Jagananna Thodu) | 10% | 0.10 | 2 Yrs |
| 15. | SSUF- Term Loan to Women (YSR Cheyutha) | 10% | 0.56250 | 48 Months (Including Moratorium) |
| 16. | SSUF- Cash Credit to Women (YSR Cheyutha) | 10% | 0.56250 | 48 Months (Including Moratorium) |
| 17. | Sahakara Mortgage Loan | 12% | 5.00 | 10 Yrs |
| 18. | Pedalandiriki Illu | 9% | 0.50 | 3 Yrs |
