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As per RBIs directions, locker customers are requested to enter into new agreements. Visit nearest branch for more details.
As per income tax regulations, customers are requested to submit 15G/H forms for the FY 22-23 at your branch for exemption of tax up to applicable levels.
New service charges on various services w.e.f. 01.04.2023

Individual Account

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Know About

Individual Saving Account

A Individual savings account is a deposit account that allows you to store money while earning interest on the balance. It is ideal for managing personal finances and saving money for future needs.
Open now

Our Savings Account Benefits

Access your money anytime and anywhere.

facilities

ECS/RTGS/NEFT facilities available.

SMS Alerts

Stay Connected, Stay Informed - SMS Alerts

Locker Facility

Locker facility available

Rupay Debit Cards

ATM Card, RTGS/NEFT/IMPS/UPI Facilities

Senior Citizens

Additional 0.6% interest for Senior citizens

Provides Safety

Banking Safety, Our Top Priority

● Individual – Single Accounts
● Two or more individuals – Joint Accounts/E
or S, F or S, A or S
● Illiterate persons
● Blind persons
● Associations, Clubs.
● Trusts
● HUF
● Institutions/Agencies/
Societies/Government Departments
specially permitted by RBI.

Our Savings Account Features

Instant Account Opening

Exciting Offers & Discounts

Secure Internet & Mob Banking

Easy Access to Funds

  • 30 leaves free per annum for cheque

    operated Savings Bank accounts.
    ● Cheque book.
    ● Rupay ATM cards.
    ● ECS/RTGS/NEFT facilities available.
    ● UPI/IMPS/Mobile banking facilities available
    ● Internet banking view facility available
    ● Locker facility available
    ● Internet Banking- View facility
    ● Nomination facility available

    ● Service Charges – As per latest service charges notification

Account Interest & Charges

Your money is making money for you & Your Family.

Account Interest Rates
Per Annum

Balance in a/c
  • With Cheque book facility – Rs.1000/- & Without cheque facility- Rs.500/-
Interest
  • @ 3.75% p.a,

Debit Card

  • Annual Fees
  • Transaction Limit
  • Card Replacement
  • Nill
  • 20 Lakh / Annum
  • Rs.600+Taxes

Credit Card

  • Annual Fees
  • Card Replacement
  • Rs.1500
  • Rs.600+Taxes

Other Types Of Account

Convenient banking for you

Salary Delight Saving Account

Open Account now and earn upto 8%
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Pensioners Saving Account

Open account now and earn upto 10%
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Young Chapions Saving Account

Open an account now and earn upto 5%
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View All Accounts

Experience digital banking through our mobile app

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Get Support for any Queries in Individual Account

Committed to helping you meet all your banking needs.

Corporate Office

27-29-28 NTR Sahakara Bhavan, Help Hospital Road, Governorpet, Vijayawada- 520 002.

Office Hours

Mon - Fri: 9.00am to 5.00pm

Front Desk

1800-4252345 info.tech@apcob.org

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