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APCOB-CTI

Current Account

Current Account Overview

Current Account: Every day, we at APCOB want your business to succeed. In order to assist you in adding value to your business, we have designed our current account products. Regardless of what the scope of your business, we provide current account services that are designed to satisfy all of your demands and foster your desire to keep growing.

Eligibility

Sole proprietorship, Partnership accounts, Limited company, Trust accounts, Private & Public limited companies, HUFs, Specified Assosiations, Cooperative societies, Limited liability partnerships etc.

Features & Benefits

RTGS/NEFT

Locker facility available

Internet Banking View facility

25 free cheque leaves per annum for cheque book operated accounts.

Minimum balance With/Without cheque book

Minimum Balance - Rs. 2000/-.

Mode of Operation

Single/Jointly/Either or survivor/ Former or survivor, Later or survivor, etc.

Nomination facility - for sole proprietors only.

Locker facility.

UPI/IMPS/Mobile banking facilities.

Unlimited withdrawals.

ATM Card and UPI Facilities for sole proprietors.

Documents Required
List Of Valid KYC Documents For Account Opening
KYC Documents of the customer
  • Aadhaar Card, PAN Card.
  • 3 Passport size photographs.
  • Residential address proof(Current Bill, Gas Bill, etc.) if current address is not  same as Aadhaar address.
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    FAQs

    1. What is a Current Account?

    A current account is a type of bank account that allows you to conduct various transactions such as deposits, withdrawals, and payments. It is designed for frequent transactions and does not have restrictions on the number of transactions you can make.

    2. How is a Current Account different from a Savings Account?

    Unlike savings accounts, current accounts are primarily meant for business purposes and allow unlimited transactions. Savings accounts, on the other hand, offer interest on the deposited amount but often have limitations on the number of transactions.

    3. Is there a minimum balance requirement for a Current Account?

    Yes, A minimum balance of Rs. 2000 is necessary in the current account.

    4. Can I earn interest on the money in my Current Account?

    Typically, current accounts do not offer interest on the deposited amount. They are primarily transactional accounts. If you want to earn interest, you might consider a savings account or other investment options.