Current Account

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Know About

Current Account

A current account, also known as a checking account, is a type of bank account designed for everyday financial transactions and business purposes. It offers easy access to funds for payments, withdrawals, and transfers. Unlike savings accounts, current accounts do not usually earn significant interest on the deposited funds.

Current Accounts

Individual Current Account
"Everyday Banking Made Easy - Individual Current Account, Your Money Manager!"
Prop/Inst/Soc/Firm Accounts
"Seamless Business Banking - Institutional Current Account, Where Opportunities Unfold!"

Eligibility To Open
Savings Account

Eligibility parameters for saving account.

  • Individuals

  • Proprietary concerns

  • Partnership firms

  • Private & Public Ltd Co.

  • HUFs/Specified associations

  • Societies

  • Trusts

  • Limited liability partnerships etc.,

Our current Account Features

Instant Account Opening

Unlimited withdrawals

Minimum Balance - Rs. 2000/-

Nomination facility

  • 25 cheque leaves free per annum.
    ● Rupay ATM cards (for sole proprietor only)
    ● ECS/RTGS/NEFT facilities available.
    ● UPI/IMPS/Mobile Banking facilities are
    available
    ● Internet banking view facility available
    ● Locker facility available
    ● Internet Banking- View facility
    ● Nomination facility for individuals and sole proprietor concerns.

Current A/C Required Documents

Basic documents required for opening a savings account

Account Interest & Charges

Your money is making money for you & Your Family.

Account Interest Rates
Per Annum

Balance in a/c
Service Charges

Debit Card

Credit Card

Other Types Of Account

Convenient banking for you

Savings Account

Interest Rate @ 3.7% p.a

Current Account

Nomination facility for individuals and sole proprietor concerns.

Salary Account

An Accidental insurance cover of up to INR 2 lakhs

Experience digital banking through our mobile app

Get Support for any Queries in Current Account

Committed to helping you meet all your banking needs.

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    FAQ's

    How can I open a current account with your bank?

    To open a current account with us, you can visit our website and click on the "Open Account" button on the homepage. Follow the instructions to complete the online application form. Alternatively, you can visit any of our branches to open an account in person.

    What is a current account, and how does it differ from a savings account?

    A current account is a type of bank account designed for day-to-day transactions and everyday banking needs. It allows you to deposit and withdraw funds, make payments, and manage your finances conveniently. Unlike a savings account, a current account usually doesn't pay interest on the balance, but it offers features such as checkbooks, debit cards, and online banking for easy access to funds.

    What documents are required to open a current account?

    Typically, you will need to provide a government-issued ID (such as a passport or driver's license), proof of address (such as a utility bill), and your Social Security Number (SSN) or Tax Identification Number (TIN).

    Is there a minimum balance requirement for the current account?

    Some current accounts may have a minimum balance requirement to maintain, while others might not. Please refer to our website or contact our customer support team for information about specific account requirements.

    How do I deposit money into my current account?

    You can deposit money into your current account through various methods, including cash deposits at our branches, check deposits through mobile banking, direct transfers, and electronic fund transfers (EFTs).