Fixed Deposit

Fixed Deposits Overview

Looking for a secure way to grow your savings? With APCOB Bank’s Fixed Deposit, your money is in safe hands, ensuring a stable and prosperous financial future. Check our interest rates today and start investing with confidence.


Anyone who is eligible to open a Current or Savings Bank Account with the Bank are eligible to invest in term deposits.

Features & Benefits

A time deposit for a fixed period to earn interest with easy liquidity.

Interest payout - Yearly/Half yearly/quarterly/monthly basis.

Amount - Minimum of Rs. 100/- and in multiples of 100 thereafter.

Term - Minimum of 7 days and Maximum of 10 years

Documents Required
List Of Valid KYC Documents For Account Opening
KYC Documents of the customer
  • Aadhaar Card, PAN Card, Driving License, Gas Bill, Electricity Bill
  • Residential address proof

Term Deposit Interest Rates (w.e.f.25.01.2024)

Period of Deposit Interest Rates(%)
Below Rs. 15 Lakh Rs. 15 Lakh to Rs. 1.00 Crore Rs. 1.00 Crore & above
7-30 Days 5.00 5.50 6.20
31-45 Days 5.25
46-90 Days 5.75 5.75 6.50
91-179 Days 6.75 7.00 7.20
180-364 Days 7.00 7.00
1 year 7.00 7.00 7.25
Above 1 year & upto 5 years 6.75 6.75 7.00
Above 5 years to 10 years 6.25 6.25 6.75
Add. Int. for Senior Citizens 0.60 0.60 0.60
Related Services

Recurring Deposit

Invest Small, Achieve Big with APCOB Recurring Deposits.

Fixed Deposit

Secure Your Financial Future with APCOB's Fixed Deposit.

Overdraft Facility

Flexibility to account holders by allowing them to temporarily access additional funds

Experience Digital Banking Through Our Mobile App

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    1. What is a Fixed Deposit (FD)?

    A Fixed Deposit is a financial instrument provided by banks and financial institutions where an investor deposits a sum of money for a fixed tenure, at a predetermined interest rate.

    2. What is the minimum and maximum tenure for a Fixed Deposit?

    The minimum and maximum tenure for FDs vary from one bank to another. Typically, FDs can range from 7 days to 10 years.

    3. What is the minimum and maximum amount that can be invested in an FD?

    The minimum and maximum investment amount for FDs also vary among banks. Generally, the minimum amount is low, often around INR 1,000, while there is no upper limit.

    4. What is the interest rate offered on Fixed Deposits?

    Interest rates on FDs vary based on the bank, tenure, and market conditions. Banks often provide higher interest rates for senior citizens.

    5. Is the interest earned on FDs taxable?

    Yes, the interest earned on FDs is taxable as per the investor's tax slab. Banks usually deduct TDS (Tax Deducted at Source) if the interest income exceeds a certain threshold.