Sahakara Fish Andhra

Sahakara Fish Andhra

The bank shall provide loans for construction/establishment of mini fish retail outlets (brick & mortar based vending units) container model outlets, Container fish kiosks and Fish vending vehicles cum fish food trucks. The Bank shall finance for establishment of these outlets and also for working capital requirement.

Term Loan

For establishment of the retail unit. There will be moratorium of 6 months from date of disbursement of loan for payment of EMI. Borrower margin shall be 10% or Rs. 30,000 whichever is less.

Working Capital Loan

For day to day operations of the unit. It will be sanctioned after the commencement of sales through these outlets. Borrower margin shall be 10%

  • Term Loan – maximum repayment period is 60 months including moratorium.
  • CC limit – Shall be sanctioned initially for one year and shall be renewed up on satisfactory performance.
Features & Benefits
Quantum of Loan
  • The loan shall be sanctioned as composite loan which consists of both term loan component and working capital component.
  • Maximum amount of loan shall be Rs. 23.00 lakh depending up on the type of unit
  • In case of mini retail outlets, finance can be provided to a maximum amount of Rs. 3.25 lakh per borrower (Term loan (Rs.3.00 lakh) + Working Capital limit (Rs. 25,000)) after duly collecting 10% beneficiary contribution
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